Products
GAP Cover Insurance has three levels of cover and is available for cars valued up to £50,000:
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Return to Value
Gap Cover InsuranceThis is available for cars that are under 7 years old and with less than 80,000 recorded miles and that have not been bought from a dealer within the last 3 months.
The cover provided pays, in the event your car is stolen and not recovered or written off in an accident causing your road insurer to make a "total loss" payment, the difference between what the road insurer pays and the value of your car when you took out our GAP cover (this value will be confirmed when you apply for an online quote).
Cover is available for a 3 year period.
Get a quote for Gap Cover Return to value insurance
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Return to Invoice
Gap Cover InsuranceThis is available for cars that are under 7 years old and with less than 80,000 recorded miles and that have been bought from a dealer within the last 3 months.
The cover provided pays, in the event your car is stolen and not recovered or written off in an accident causing your road insurer to make a "total loss" payment, the difference between what the road insurer pays and the original invoice price you paid for your car.
Cover is available for 1, 2 or 3 year periods.
Get a quote for Gap Cover Return to invoice insurance
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Vehicle Replacement
Gap Cover InsuranceThis is available for new cars under 3 months old and with less than 500 recorded miles
The cover provided pays, in the event your car is stolen and not recovered or written off in an accident causing your road insurer to make a "total loss" payment, the difference between what the road insurer pays and the cost of a brand new car of the same make, model and specification*. Even if manufacturer’s prices have increased since your original car was purchased.
Cover is available for 1, 2 or 3 year periods.
* Or the vehicle type closest to the specification and recommended retail price of the Insured Vehicle at the time it was purchased if exactly the same make and/or model is no longer available at the time of a claim.
Get a quote for Gap Cover vehicle replacement insurance
Simply enter your vehicle details below.
Why you need Gap Cover Insurance
Most motor insurers only pay out the current market value of your car when an accident or theft, that gives rise to a "total loss claim", occurs.
This could leave a shortfall of several thousand pounds compared to the value of your car either when you bought it or when you took out our GAP Cover Insurance.
- Over 200,000 vehicles were stolen between 2008 and 2009 (Source Home Office Statistical Bulletin Crime in England in Wales 2008/2009)
- Over 500,000 vehicles are written off each year. (Source: RAC.co.uk 2009)
- Many more cars are still being stolen or badly damaged in accidents resulting in insurance company "total loss claims".
- You might be a careful car owner but numerous "total loss claims" are caused by the action of third parties and your comprehensive motor insurance may not cover the full value of your car.
Protect yourself from the risk of financial loss today with GAP Cover Insurance from Warranty Direct!
