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Cover the difference between your motor insurance payment and the FULL value of your car

GAP Insurance for New and Used Cars


  • Return to Invoice

    Vehicle Replacement Gap Cover Insurance

    Available for new cars under 3 months old and with less than 1,000 recorded miles. Pays, in the event your car is stolen and not recovered or written off in an accident causing your motor insurer to make a total loss payment, the difference between what the motor insurer pays and the cost of a replacement vehicle of the same make, model and specification, up to a maximum of 25% over the original net invoice price. This is even if manufacturer's prices have increased since your original car was purchased. Cover available for 1, 2, 3 or 4 year periods.

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  • Return to Invoice

    Return to Invoice GAP Cover Insurance

    Available for new or used cars under 10 years old and with less than 120,000 recorded miles that have been bought from a dealer within the last 3 months. Pays, in the event your car is stolen and not recovered or written off in an accident causing your motor insurer to make a "total loss" payment, the difference between what the motor insurer pays and the original invoice price you paid for your car. Cover is available for 1, 2, 3 or 4 year periods.

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  • Return to Value

    Return to Value GAP Cover Insurance

    Available for cars valued up to £80,000 that are bought privately or from a dealership and have been owned for more than 3 months. Cars must be under 10 years old and have less than 120,000 recorded miles. Pays, in the event your car is stolen and not recovered or written off in an accident causing your motor insurer to make a "total loss" payment, the difference between what the motor insurer pays and the value of your car when you took out our GAP cover. Cover is available for a 1, 2 , 3 or 4 year period.

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CORONAVIRUS (COVID-19) NOTICE

Updated August 2020

During these difficult times we hope all of our customers and their family and friends are safe and well. Our main priority is to guarantee our staff safety whilst maintaining normal service levels to our customers. We have taken precautions and we are following the government guidelines strictly. Our teams are working from home and we continue to conduct business as usual. If you have any questions, please contact us by phone or email (gapcoverinsurance@warrantydirect.co.uk).

Financial support information if you have been affected by Corona Virus (COVID-19):

If you are an existing customer having financial difficulties due to COVID-19, please find more details of how we may be able to assist you on our 'Contact Us' page on this website (https://www.gapcoverinsurance.co.uk/contact-us).